⎯ Accident & Sickness Insurance

Accidents and unexpected illnesses can disrupt our lives in unforeseen ways, not only impacting our health but also our finances. That's where Accident and Sickness Insurance comes in—a crucial safety net that provides the financial protection you need during challenging times. This type of insurance offers peace of mind, ensuring that you're prepared for the unexpected and can focus on your recovery without worrying about the financial burden.

Hospital Essentials Accident and Sickness Plans Cover You In Five Important Ways 

Our Accident & Sickness Insurance ensures you're covered in five essential ways through our Hospital Essentials Accident and Sickness Plans. These meticulously designed plans offer comprehensive protection, providing you peace of mind during challenging times.


Here's a glimpse of the crucial areas covered by our plans:

Daily Hospital Confinement

In the event of hospitalization due to an accident or sickness, our insurance offers coverage for daily hospital confinement, easing the financial burden associated with hospital stays and treatments.

Daily intensive Care Benefit

Our plans provide a daily intensive care benefit, ensuring that you have additional financial support tailored to the specialized care required during an intensive care stay.

Ambulance Reimbursement Benefit

Emergencies often require immediate medical attention. Our insurance offers an ambulance reimbursement benefit, covering a portion of the expenses incurred for ambulance services, ensuring prompt and necessary medical transportation.

Recovery Benefit Following Hospital Confinement

After being discharged from the hospital, the road to recovery begins. Our insurance extends a recovery benefit to support your post-hospitalization recuperation, providing financial aid during this critical phase.

Recovery Benefit Following Outpatient Surgery or Fracture

Outpatient surgery or recovering from a fracture can disrupt your routine and incur unforeseen expenses. Our plans offer a recovery benefit to assist you during the recovery period, aiding in a smoother transition back to regular activities.

How the Hospital Essentials Accident And Sickness Plans Work For You

Pays Benefits

Minimum 10 Days

From the Very First Day

Guaranteed Renewable Until Age 85

Gives You Peace Of Mind

1. The Recovery Benefit Following Fracture is only available under the accident policy.

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

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